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Mortgage Articles
Application
Download a Mortgage Application
Two Key Factors in Qualifying for a Home Loan
Mortgage Terminology
Economic Terminology
RESPA (Real Estate Settlement Procedures Act)
Annual Percentage Rate (APR)
Your Initial Meeting with a Lender
After the Mortgage Application
Speed up the Application Process
Escrow Account Basics
Real Estate Transaction Forms
Appraisal
Appraisal Basics
Appraisal Methods
When to Order an Appraisal
Home’s Market Value
Appraisal Needed to Obtain a Loan
Helping the Appraiser
Bankruptcy
Alternatives to Filing Bankruptcy
How to Avoid Foreclosure
Chapter 7 Bankruptcy
Bankruptcy and My Bills
Bankruptcy and Bill Collectors
Your Property and Assets
Your House and Car
About the Bankruptcy Process
Bankruptcy Questions & Answers
Credit
How to Improve your Credit
ABC’s of Mortgage Credit
Credit Guide Scoring
Credit Reporting Agencies
How to Correct Errors
Credit Profiles
Credit Inquires
Credit Questions & Answers
FICO Scores
Down Payment
Low Down Payments
Down Payment Loans & Gifts
Down Payment – Grant that is Never Repaid By the Homebuyer!
Qualifying for a Low Down Payment
Down Payment Assistance
State Housing & Finance Authorities
Insurance
12 Ways to Save Money on Home Owners Insurance
Private Mortgage Insurance (PMI)
PMI Cancellation
PMI Payment Options
PMI vs. FHA MIP
Title Insurance
Title Insurance Protection
Title Insurance Policy
Flood Insurance
Loan Programs
Fixed Rate Mortgages
Adjustable Rate Mortgages (ARM)
Standard ARM’s and the Differences
Introductory Rate ARM’s
London Inter Bank Offered Rate (LIBOR)
Balloon Mortgages
Interest Rate Buydowns
Cost of Funds Index (COFI)
Graduated Payment Mortgage (GPM)
Choosing the Best Program
Refinance
Refinance Considerations
Refinance Once, Then do it Again
Build Home Equity Faster
Get your Hands on some Cash
Trade your ARM for a Fixed Rate
Mortgage Refinance Costs
Analyze Your Savings
Paying Points for a Lower Rate
Your Personal Income Taxes
Consider other Mortgage Programs
Deciding to Refinance
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